When is insurance available?Although insurance is a valuable option and can prevent you from big losses, it’s not available for the games with 7 and more players at the table. Moreover, a limited amount of games includes insurance. Most popular poker games, like Texas Hold’em, Pot-Limit Omaha and Pot-Limit Omaha 5 cards feature this offer. In addition, several requirements should be met:
When you go All-inNo side pots should be in this game, 2 or 3 players must be still active The pot becomes insured There are side pots, 2 or 2 players must keep competing for the biggest pot The biggest pot becomes insured
When you get a significantly favored hand:With 2 people still active, your chance of winning must be between 70% and 98% With 2 people still active, your chance of winning must be between 50% and 98%
How does insurance work?Let’s imagine the situation in a 9-Max game. 2 people go all-in while the rest folded. You have 90% chance of winning with your hand. Your odds to succeed = 90% ÷ (1 - 90%) = 9.00 Your insurance plan is calculated as: Compensation = Fee × 9.00 Once you agree to get the insurance, the Fee will be deducted from the Insured Pot.
If you win, the Insured Pot is yours. Yet you pay the Fee. If you lose, the insurance will be settled: you get the Compensation and the Fee back. If you tie, the insurance will be settled: you get the Compensation, the split pot and the Fee back.
5% service fees is charged for insurance.
What are the options?Our insurance plans differ, so any player can find the most interesting and suitable option.
With the Premium Plan, you will get exactly the same amount of payout when you finish the hand (regardless of the outcome of the game). With the Minimum Plan, you are still fully covered. In case you lose, receive a refund.